One day at a time

I always find it hard to think of a day when all my debts will be gone. It will be a huge weight off my shoulders, almost as if I'm being released from the prison of owing money. 

I am pleased to say that the figures continue to go in the downward direction, there are no new debts being added. 

I never intended this blog to be a "how to", although I feel I should add some of the things that I have done. These are the bog standard tips that can be found on almost any blog or help page. 

I have destroyed my credit cards, removed all overdrafts and reduced my outgoings.  This sounds easy, but believe me that it's not. When we have a life where we're used to having nice things at our disposal, living without them can take some getting used to. 

I have cancelled tv subscriptions, stopped going to football games and stopped going out as often. I have changed my car to a diesel to save on commuting costs. It has taken time but I am beginning to see benefits. 

I have rediscovered the joy of doing things that are free, like long walks with my kids or borrowing a book from the library. No one has to pay over the odds for an enjoyable life. Our capitalist societies have fooled us into thinking that we do.  

So, if any one reading this can take one thing from it, I hope it is this - forget what others think and enjoy yourself. It's free!