Hold steady

There will always be occasions when we want something, something nice, new or shiny. But there won't always be a need to do buy these things, and learning this can be the difference between less debt and no change. 

I saw a picture some time ago, it was an infographic type image. It said basically "do I need it, is it worth it" and so on. Long story short, if we are ever going to reduce debt or avoid it in the first place, we need to prioritise our purchases. 

We must purchase our needs first and our wants second. We have to eat, live comfortably and provide for our families. If the thing is purely desired, then forget it. Our society has created a situation where we are expected to buy. We so not have to and we do not need to. 

So leave your money where it is, save it for something necessary and do not let this corrupt society leave you forever indebted.