Welcome to my new blog!
By way of an introduction, I am pushing 30 and the proud owner of far too much debt for my liking. It has been getting a lot better over the last year or so, but this is just the start.
When I was in my late teens/early twenties, I was seduced by loans, credit cards, and their "free money". I am still paying for the privilege.
Now my outlook has changed beyond recognition. I no longer spend without good reason, and make every effort to make even the smallest savings.
Combine this with the mess the country is in with the financial "crisis", and my reluctance to pay for the mistakes of others, and you get the idea of how I intend this blog to develop. I have my own problems to sort out.
So please read and enjoy at your leisure, and leave comments if you see fit.
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