This last week or so has been a success in my fight to cut down on spending. Despite the financial hangover which inevitably follows Christmas, I have managed to dramatically cut my expenditure.
And the most surprising thing for me has been the array of basic changes which can make a big difference.
For example, I have learnt that one of the most effective ways to save is to get out of bed half an hour earlier in the morning. That time can be used to make a proper lunch using what I have, and also results in using less fuel as I don't have to put the foot down to arrive at work on time. Half an hour which is worth it's weight (or time) in Gold!!!!
Now I know that for more experienced "Frugalists" out there, this is bread and butter stuff. But for those of us who are making the effort for the first time they can be real eye-openers.
So, for the rest of this month until pay day, we will still be all hands to the scrimping pump. Hopefully next month might even end with an excess!!!
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