The tight end of the month

However much I manage to earn in a month, however much overtime I manage to work, it never quite seems to be enough to see us through to the next pay day.
Things are becoming so expensive so quickly, that the efforts to reduce spending can sometimes seem pointless.  Cut back on one thing, it soon adds to another.  The temptation is always there to use some form of credit, but this is how the problem came about in the first place.

I have no overdraft, I do not use any credit (other than the occasional loan from the Bank of Mum and Dad), and it can be very difficult.  I know not everyone is in this situation, and  I know how tempting it is to borrow.  But that will only ever add to the problem.  Always remember, more debt equals less freedom.  I will be paying for some time yet, and vow never to make such mistakes again.

There needs to be a change in our mindset on a global scale.  Whole economies have been based on the generation of money from thin air (also known as Interest), which serves only to make the rich richer and the poor poorer. 

Freeing yourself from an addiction to credit is difficult, but it is the first step to taking back your life and living how you really want to.