It is ten months since I last posted. This is definitely not deliberate, more through a combination of being constantly busy and hopelessly forgetful.
I recently had a great development in my fight against our family's debts. When we took out our mortgage in 2006, there was an unsecured element separate from the home loan. It now seems that some of the communications that were sent to us were not to the correct standard, which led to the interest payments being affected.
This has led to almost £1300 being credited back to the account, over three months of payments in my current set up. What a boost.
Aside from this, there have been no more purchases on credit for over the years now, and the debt continues to fall. Thanks to the rate of inflation, we have less to spend on the payments, which has led to me reducing them and increasing he time taken to pay off. It is galling to know that it will take longer than expected, although the fact it continues to go down is wonderful.
So, despite no updates for some time, things continue to go well. Here's to the future.
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